金融计算器

Estimating retirement income from my 401(k)


By saving even a small percentage of your salary, you may be surprised to see just how much your 401(k) balance can grow. Our 401(k) calculator can help estimate a range of future balances and monthly incomes, based on different contribution amounts and return assumptions during your working years.

401(K)退休收入计算器

How much retirement income can I expect from my 401(k)?

We know that planning for the future can be challenging. This calculator can help you estimate how much money you might expect to receive in retirement from your 401(k).

401(K)退休收入计算器

Step of 5

  • Income
  • 贡献
  • 计划的细节
  • Returns
  • 取款

仔细看看你的收入.

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0 20

贡献的信息.

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0 200

薪资及计划细节.

你多久领一次工资?

0 20

让我们假设回报.

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我们来谈谈退休吧.

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0 10


The results are hypothetical based on your input. 你的结果会有所不同. Any rates used are for illustrative purposes only and does not represent performance of any actual financial vechicle/strategies.Neither New York 人寿保险 Company not its agents provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.

由CalcXML

知道规则

401(k)有很多好处, including tax-deferred growth and lower immediate income taxes. But understand that any early withdrawals are subject to income taxes plus a 10% penalty. So make sure you have an emergency fund to deal with unexpected expenses, and try to leave your 401(k) alone until retirement.

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多样化是关键.

It’s important to keep a broad range of investments* in your 401(k). Diversification balances risk, ensuring that you don’t rely on just one investment’s success. Diversify within asset classes (like broad-based stock index funds) as well as between asset classes (mix of stocks, bonds, 房地产, 和其他人). And remember: everyone’s risk tolerance is different. Speak with a properly licensed financial services professional for guidance on your 401(k).

*投资 are offered through properly licensed Registered Representatives of NYLIFE证券 LLC (member FINRA/SIPC), a licensed Insurance agency and a best365亚洲版手机版 Company. Diversification does not assure a profit or protect against market loss.

401(k)小贴士.

01

越早越好.

Most of the big gains in your 401k will happen through compounding—and for compounding to really work, 你应该早点开始存钱.

02

好好利用这场比赛.

If your employer matches a percentage of your contribution, 一定要贡献至少那么多, otherwise you’re leaving free money on the table.

更多信息和资源.

We have the tools and products you need to help you plan your financial future.

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为退休计划

A successful retirement requires knowledge and a solid strategy. 

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How life insurance can help you reach your retirement goals.

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