金融计算器

529大学储蓄计算器


The bad news about college costs is that they continue to rise faster than inflation. The good news is there is a tax-advantaged savings plan called a 529年计划 that is designed to help pay for future education costs. Our 529 savings calculator can help you plan for your children’s educational future.

529计划的计算器

The advantage of a 529 college savings plan.

We can help you estimate the tax-free growth of your savings in a state-sponsored 529年计划.

529年计划

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你打算在529计划上投资多少?

请只输入数字.
请提供有效的美元金额.
0 30

我们估计回报.

-12 12
0 75


The results are hypothetical based on your input. 你的结果会有所不同. Any rates used are for illustrative purposes only and does not represent performance of any actual financial vechicle/strategies.

由CalcXML

平衡风险和时间表.

A 529 can include a wide range of investment options, 包括索引, equity and fixed income options and even target-date portfolios. Keep in mind how soon you need to pay for your loved one’s education—if your child is still young you may decide to invest in riskier investment products. If you plan on withdrawing the money soon, you should stick to the safer side. Please note, all investments are subject to risk, including loss of principal.

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两种支付方式.

说到大学储蓄, you should know that there are two types of 529年计划s: prepaid tuition plans and education savings plans. 一些大学提供预付529选项, which allow you to put aside a certain amount of money to have tuition fully paid for, 保证. Education savings plans give you more flexibility in terms of college choice, but do not guarantee that you will have 100% of tuition covered.

529 Education Savings Plans are offered through properly licensed Registered Representatives of NYLIFE证券 LLC (member FINRA/SIPC), a licensed Insurance Agency and a best365亚洲版手机版 Company.

The benefits of a 529 college savings plan.

01

一个短的时间表.

If you start saving when your child is five years old, your investing timeline will only be 13 years. That means you may consider a more cautious, defensive portfolio than your longer-term investment goals, 像退休.

02

免税增长*

Like an IRA or a 401k, investments grow and compound tax-free. And in most cases, you can deduct from your state income taxes any contributions to a 529. 

更多信息和资源.

We have the tools and products you need to help you plan your financial future.

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我怎么付大学学费?

Tips, ideas, and products to help you navigate the college tuition process. 

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Do I have to sacrifice retirement savings for college savings?

Discover strategies to ensure that both you and your loved ones can pay for their futures.

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保证金融期货

Life insurance can protect your children from financial hurdles in college.

Want to learn more about saving for college?

Fill out this form and a best365亚洲版手机版 financial professional will be in touch soon.

*请注意, any unqualified withdrawal are subject to ordinary income taxes and 10% IRS penalty on earnings.